Privacy Policy

1. Presentation and right of information

This data protection policy regulates access to and use of the Website service (hereinafter, the “Website”), which Finology OÜ located in Harjumaa, Tallinn linn, Narva mnt 7a, 15172, makes available to the Users (hereinafter, the “Users” or the “User”) of the Internet interested in the services (hereinafter, the “Services”) and contents (hereinafter, the “Contents”) hosted on the Website. The access to the website of implies the acceptance of all the conditions foreseen in this Privacy Policy and in the policy of our collaborators.
You declare yourself informed, aware and authorize the lender or collaborator to collect information regarding your credit history and risk positions of entities providing information services on creditworthiness and credit, such as and without limitation to, for the analysis and, at home, concession, monitoring and control of the requested financing, as well as to comply with legal obligations

2. Recommendations

Please read carefully and follow the following recommendations:
The Website is not directed to minors. Please activate parental control to prevent and control minors access to the Internet and inform minors about security aspects.
Keep antivirus software installed and updated on your computer, which guarantees that your computer is free of malicious software, as well as spyware applications that put your Internet browsing at risk, and compromise the information stored on the computer.
Review and read the legal texts that Credito Victoria makes available on the Website.

3. Processing of personal data and purpose of the treatment.

In accordance with the provisions of Organic Law 15/1999, of December 13, Protection of Personal Data (hereinafter, LOPD) and its development regulations, we inform you that by filling in our contact form, your personal data will be incorporated and will be treated in files owned by the Finology with address at Harjumaa, Tallinn linn, Narva mnt 7a, 15172 hereinafter referred to as Credito Victoria.

3.1 Treatment of personal data by Credito Victoria

Your personal data may be used by Credito Victoria. for the following purposes: (i) Those of the corporate purpose of Credito Victoria.; (ii) the study of the use of the services by the user; (iii) verify, maintain and develop statistical systems and analyzes; (iv) advertising, promotion or commercial promotion activities on products or services offered by Credito Victoria (v) sending survey forms, which the user is not obliged to answer. In particular, your personal information (name, surname, address, email and telephone) will be used to inform you about products that may be of interest to you, send you newsletters and commercial and promotional communications related to Credito Victoria services by letter, telephone, mail electronic, SMS / MMS,
We also inform you that Credito Victoria, for the provision of certain services, may (i) process and store bank card data, which will be stored by Credito Victoria strictly during the time necessary for the provision of the services requested by the user, after which, such data will be deleted, as well as (ii) treat your data in combination with the information contained in delinquency files in order to verify your financial solvency, and this in accordance with article 42 of the Royal Decree 1720/2007, of December 21, by which the Regulation of development of the LOPD is approved.

3.2 Referral of commercial communications on behalf of third parties

By accepting this privacy policy, the user expressly consents that their personal data may be used to send you by letter, telephone, email, SMS / MMS, or by other equivalent electronic communication means, commercial communications or information of companies related to those with the sectors of:

• Financial: Provided by financial entities.
We inform you that you may object at any time to your data being processed for this purpose, by sending an email to or using the specific means that are recognized in the commercial communications.

3.3 Data transfers

Transfers of personal data to third companies: Your data may be transferred to companies related to the Financial sector. The purpose of the cession will be the sending, by letter, telephone, email, SMS / MMS, or by other means of electronic communication equivalent by these companies of information and commercial communications that may be of your interest and always related to the sectors with respect to which Credito Victoria offers the possibility of saving.

4. Mandatory or optional nature of the information provided by the User and the veracity of the data.

The User guarantees that the personal data provided is true and is responsible for communicating to Credito Victoria, any modification of them. The user will respond, in any case, the veracity of the data provided, reserving Credito Victoria , the right to exclude from the registered services to any user who has provided false information, without prejudice to other actions that proceed in Law.

5. Rights of Access, Rectification, Cancellation and Opposition

We inform you that you can exercise your rights of Access, Rectification, Cancellation and Opposition by sending an email to the address

6. Changes

Credito Victoria reserves the right to revise its Privacy Policy at the time it deems appropriate, in which case it will be communicated to the Users. However, please check this privacy statement regularly to read the latest version of Credito Victoria privacy policy.

7. Security measures

Credito Victoria maintains the security levels of personal data protection, in accordance with the LOPD and the RLOPD, of files containing personal data and has established all the technical means at its disposal to prevent loss, misuse, alteration, access not authorized and theft of the data provided by the user through the Website, without prejudice to inform you that security measures on the Internet are not impregnable. Credito Victoria undertakes to comply with the duty of secrecy and confidentiality with respect to the personal data contained in the automated file in accordance with the applicable legislation, as well as to grant them a secure treatment in the assignments that may take place, as the case may be.

8. Prohibited practices

Credito Victoria will void the registry of users who: (i) include or promote illegal, immoral, obscene or harmful material; (ii) promote any type of discrimination; (iii) They send “bulk (bulk mail), junk (junk mail), or spam e-mail (junk mail)” or “newsgroup communications” when they have not been requested; (iv) violate any intellectual or industrial property rights of third parties.

9. Dispute resolution

The parties submit, at their option, for the resolution of conflicts and renouncing any other jurisdiction, to the courts and tribunals of the user’s domicile.